Author Archive | Jay Everyday

Does Posting Bail Affect Your Credit Score?

Financial Questions About Posting Bail

Resolving crime is difficult, and handling funds related to misdemeanors and felonies can be costly. When posting bail for a friend or loved one, individuals often wonder about credit score infractions and effects. Sometimes, suspects are released upon their recognizance—costing the individual nothing.

Often, wondering about one’s credit score during such an incident is part of the process. Bail falls beneath the umbrella of “monetary lending actions”, and most wonder about bail posting’s impact upon credit scores. Thankfully, the effects are minimal, and they are indirect.

Bail Bond Agencies

Bail’s minimal impact upon credit scores is attributed to third party intervention. If one cannot easily write a bail check, or if one’s credit is not high enough to put the expense on a credit card, bail bond agencies are often a next resort. In general, they are capable of posting bail for a small fee—normally 10 percent of the total bail amount.

This expense is normally creditable, though it’ll be treated as a credit card cash advance. These advances can be expensive, and they often contain the following, defining factors:

  • Require an initial three-percent fee
  • Require interest
  • Begins accruing immediately
  • No grace period
  • Raised Balances and Loans

Realistically, the only factor posing a significant risk to an individual’s credit score within context is a raised balance. A raised balance attributed to a bond agency’s fee and credit utilization may impact a credit score when raised too high.

Additionally, taking out a personal installment loan can affect one’s score. Initial hard inquiries will drop the score, but new loans may give one additional credit—improving their overall score. In such cases, checking credit scores through online databases may be useful.

Overall, posting bail is not too damaging to a credit score, though raising balances and procuring loan funds can hinder an individual’s credit score fundamentally. The act of posting bail, itself, is harmless—though resulting processes may fall within the realm of “credit-score-damaging actions”. Discussing such situations with a credit advisor is important, and determining a pre-set action plan can both streamline future action and prevent credit damage.

Call (817) 303-3400 with any more bail related questions.

Understanding Your Bail Bond Payment Options

Bond PaymentsWhen an arrest lands someone you care about in jail, your first reaction is to post bail quickly. Before releasing a defendant, the court wants assurance that the defendant will appear back in court on an appointed date; posting bail is how you provide that assurance. Often, people cannot afford to pay the entire bail amount. At Just Bail Bonds, we understand that and offer a variety of bond payment options.

Bail Payment Methods

Licensed bail bond agents operate day and night to provide assistance for those who are unable to post bail. Bail bond agents guarantee the bail bond in return for a nonrefundable payment of a set percentage of the full bail amount. Acceptable bail bond payment options include checks, major credit cards, and Western Union. In certain circumstances, credit terms are available.

Collateral on Bond

A written guarantee or personal signature provides an assurance on the total value of the bond. If the bail amount is significant, the bond requires backing with property of sufficient value to cover the total fee. Examples include recreational vehicles, boats, securities, jewelry, and electronics. In some cases, a lien on a house or vacant land is accepted as a form of collateral.

Cash Bail

When a judge sets bail, the defendant also has the option to pay the entire amount up front. When the case ends, the courts refund the amount, as long as the defendant makes all required court appearances. Payment options include cash, money order, certified and cashier’s checks, and checks from law enforcement and legal agencies.

Call for Advice

Our licensed bail bond professionals are available to consult with you regarding case specifics, financial issues, bond payment options, and any personal concerns that you might have. For dependable, confidential assistance, call Just Bail Bonds at (817) 303-3400 to speak with a licensed bail bond agent.

How to Find Out Someone’s Bail Amount

ThereBail Amount are a number of ways to find out at what amount bail has been set for a defendant. All you need is a telephone and some form of directory, whether it be a phone book or an internet search engine. We at Just Bail Bonds offer the following tips for getting answers when you need to know a bail amount.

Call the Courthouse

The county courthouse can provide information regarding the amount of the bail, as long as you can provide certain information regarding the identity of the defendant. The courthouse number can be found in the government pages of a phonebook or through the web on an online directory. The information required from you may include the defendant’s name, address, date of birth, and possibly a case or inmate number.

Ask a Lawyer

If the case necessitates legal counsel, the courts will let the attorney know what the bail amount is. Again, information such as name and date of birth may be required. Once the attorney or office staff locates the case, the amount of the bail may be disclosed

Call a Bondsman

A bail bondsman is any person or representative of a person who is paid to uphold surety on a bail bond. The bail bond agent is in business to guarantee that a defendant will appear in court after release from jail. Once a bail bondsman is hired, he or she can contact the courts to find out the exact amount of bail.

At Just Bail Bonds, we arrange bail bonds as quickly and efficiently as possible in order to gain a speedy release and let people begin to move on with their lives. Defendants and signers should be aware of the conditions of a bail bond, including the requirements of repayment for the bail amount. Contact us at (214) 272-0792 for help and information about Dallas bail bonds.

With Bail Set, Teen Mom has a Way out Thru Tarrant County Bail Bonds

“Sweet Seventeen” isn’t exactly true right now for teen mom Alexis Botello, at least not until her trial day comes and she gets cleared for good. Arrested by Arlington police after being involved in a murder case which claimed the life of her 18-month daughter Tylea Moore, Botello has a temporary way out of serving jail time thanks to services like Tarrant County bail bonds providers. Star-Telegram’s Sarah Bahari reports:
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Bedford, TX Bail Bonds Can Provide Immediate Release after an Arrest

Getting arrested for a crime in Bedford, TX and anywhere else is arguably the most nerve-wracking situation you can be in. Whether you are charged with a minor or major offense, there’s the dread of spending some time in jail that will keep haunting you until you can clear your name of the crime. Additionally, jail time, even for a short period, can spell disaster in your life, employment, and relationships.
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Trust Licensed Keller Bail Bonds Agents to Help Get You Out of Jail

You can get arrested in Keller and any other city in Texas for a number of reasons, even for traffic violations. When this happens, getting yourself, or a friend or relative, out of jail after the arrest is often an urgent need. If funds for bail payment are not readily available, you can consider getting Keller bail bonds from reputable bonds agents like those at Just Jail Bonds.
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Seek Fort Worth, TX Bail Bonds to Get Loved Ones Out of Jail Fast

Having a loved one in jail is tough. Processing cases can take a long time, and those arrested might not be scheduled for a hearing or a trial right away. This prolongs their stay behind bars, while waiting for their court date. If you wish to get your loved one out of jail as soon as possible, you can post bail for him or her. An article in Find Law discusses the steps that need to be taken in posting bail.
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What You Should Know about Bail Bonds in Hurst, TX: On Arrest and Bail

Hurst, Texas, like any city with people numbering in the tens of thousands, has seen its share of widespread criminal activity and thus arrests, mostly for thievery. However, every individual is presumed innocent until proven otherwise by a court of law, so Texas law offers certain forms of relief to people arrested, one being bail. By paying bail bonds in Hurst, TX, those behind bars can be set free pending their trial.
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